Subaru Financial Services

When you fall in love and know it’s the one, you don’t want to wait. So why should you?

Subaru Financial Services¹ brings you and your Subaru together, faster. It’s like a Vegas wedding, with a bit more class and a lot better with numbers. And the only thing better than your new Subaru, is your next one. So we work hard to make upgrading into a newer Subaru more often, part of the process, It’s a lifelong love affair – we get it.

Make an Enquiry

When you fall in love and know it’s the one, you don’t want to wait. So why should you?

Subaru Financial Services¹ brings you and your Subaru together, faster. It’s like a Vegas wedding, with a bit more class and a lot better with numbers. And the only thing better than your new Subaru, is your next one. So we work hard to make upgrading into a newer Subaru more often, part of the process, It’s a lifelong love affair – we get it.

Subaru Financial Services

When you fall in love and know it’s the one, you don’t want to wait. So why should you?

Subaru Financial Services¹ brings you and your Subaru together, faster. It’s like a Vegas wedding, with a bit more class and a lot better with numbers. And the only thing better than your new Subaru, is your next one. So we work hard to make upgrading into a newer Subaru more often, part of the process, It’s a lifelong love affair – we get it.

Make an Enquiry

Why Subaru Financial Services?

We know financing can be a hassle, so we’re here to make everything as easy as possible and help you start your next Subaru journey faster with more transparency than ever before.

Financial specialists – Our finance team are passionate about Subaru and here to help you every step of the way
Multiple finance options – A suite of Subaru finance products available for you to choose from
Complete convenience – The entire buying process is completed with our Subaru specialists, making everything faster, easier and a lot more Subaru

Download a brochure

We know financing can be a hassle, so we’re here to make everything as easy as possible and help you start your next Subaru journey faster with more transparency than ever before.

Financial specialists – Our finance team are passionate about Subaru and here to help you every step of the way
Multiple finance options – A suite of Subaru finance products available for you to choose from
Complete convenience – The entire buying process is completed with our Subaru specialists, making everything faster, easier and a lot more Subaru

Download a brochure

Why Subaru Financial Services?

We know financing can be a hassle, so we’re here to make everything as easy as possible and help you start your next Subaru journey faster with more transparency than ever before.

Financial specialists – Our finance team are passionate about Subaru and here to help you every step of the way
Multiple finance options – A suite of Subaru finance products available for you to choose from
Complete convenience – The entire buying process is completed with our Subaru specialists, making everything faster, easier and a lot more Subaru

Download a brochure

Personalised Pricing

Subaru Financial Services offers personalised pricing based on a rate that’s specific to you. Your rate is determined based on factors such as your personal circumstances, as well as the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and predictability.

Speak to a participating Subaru Financial Services retailer today for a quote and get the keys to your Subaru sooner.

Subaru Financial Services offers personalised pricing based on a rate that’s specific to you. Your rate is determined based on factors such as your personal circumstances, as well as the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and predictability.

Speak to a participating Subaru Financial Services retailer today for a quote and get the keys to your Subaru sooner.

Personalised Pricing

Subaru Financial Services offers personalised pricing based on a rate that’s specific to you. Your rate is determined based on factors such as your personal circumstances, as well as the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and predictability.

Speak to a participating Subaru Financial Services retailer today for a quote and get the keys to your Subaru sooner.

Fixed Rate Consumer Loan

This is the typical loan to help you get the keys to your dream Subaru – available for new and used cars if the vehicle is for personal use. The maximum allowable age of a used vehicle at the end of the loan is up to 12 years depending on your eligibility criteria.

Eligible customers can also opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in fortnightly or monthly instalments, giving you the flexibility to manage your payment schedule.

This is the typical loan to help you get the keys to your dream Subaru – available for new and used cars if the vehicle is for personal use. The maximum allowable age of a used vehicle at the end of the loan is up to 12 years depending on your eligibility criteria.

Eligible customers can also opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in fortnightly or monthly instalments, giving you the flexibility to manage your payment schedule.

Fixed Rate Consumer Loan

This is the typical loan to help you get the keys to your dream Subaru – available for new and used cars if the vehicle is for personal use. The maximum allowable age of a used vehicle at the end of the loan is up to 12 years depending on your eligibility criteria.

Eligible customers can also opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in fortnightly or monthly instalments, giving you the flexibility to manage your payment schedule.

Fixed Rate Chattel Mortgage

Chattel mortgages are your bread-and-butter business loans available to ABN holders, provided the vehicle is to be used predominantly for business purposes.

Like a Consumer Loan, eligible customers can opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in monthly instalments.

Chattel mortgages are your bread-and-butter business loans available to ABN holders, provided the vehicle is to be used predominantly for business purposes.

Like a Consumer Loan, eligible customers can opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in monthly instalments.

Fixed Rate Chattel Mortgage

Chattel mortgages are your bread-and-butter business loans available to ABN holders, provided the vehicle is to be used predominantly for business purposes.

Like a Consumer Loan, eligible customers can opt for a balloon payment at the end of their loan.

Repayments and interest rates are fixed, providing certainty over the course of your loan. Repayments can be made in monthly instalments.

Guaranteed Future Value

Available to eligible customers, Subaru Guaranteed Future Value² gives you the peace of mind of securing a pre-determined trade in value at the end of your loan term (provided it meets fair wear and tear conditions and the agreed upon kilometres).

A loan with a Guaranteed Future Value may give you lower repayments and gives you multiple options at the end of the loan term; to upgrade your Subaru, retain your Subaru or return your Subaru.

Learn More

Available to eligible customers, Subaru Guaranteed Future Value² gives you the peace of mind of securing a pre-determined trade in value at the end of your loan term (provided it meets fair wear and tear conditions and the agreed upon kilometres).

A loan with a Guaranteed Future Value may give you lower repayments and gives you multiple options at the end of the loan term; to upgrade your Subaru, retain your Subaru or return your Subaru.

Guaranteed Future Value

Available to eligible customers, Subaru Guaranteed Future Value² gives you the peace of mind of securing a pre-determined trade in value at the end of your loan term (provided it meets fair wear and tear conditions and the agreed upon kilometres).

A loan with a Guaranteed Future Value may give you lower repayments and gives you multiple options at the end of the loan term; to upgrade your Subaru, retain your Subaru or return your Subaru.

Learn More

Finance Specialists on Demand

We recognise that arranging your finance can be a difficult process. That’s where our participating Subaru Financial Services retailers and their representatives step in to support you through the entire process.

Finance Specialists on Demand

We recognise that arranging your finance can be a difficult process. That’s where our participating Subaru Financial Services retailers and their representatives step in to support you through the entire process.

Terms and Conditions

1.Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985. Australian credit licence 483211. Available at participating Subaru Financial Services retailers only.

2.The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Subaru Financial Services (SFS) and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Subaru vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, SFS, or another person or entity with SFS’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian credit licence 483211.

The information provided on this web page by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

1.Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985. Australian credit licence 483211. Available at participating Subaru Financial Services retailers only.

2.The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Subaru Financial Services (SFS) and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Subaru vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, SFS, or another person or entity with SFS’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian credit licence 483211.

The information provided on this web page by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

1.Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985. Australian credit licence 483211. Available at participating Subaru Financial Services retailers only.

2.The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Subaru Financial Services (SFS) and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade-in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term. Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Subaru vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, SFS, or another person or entity with SFS’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian credit licence 483211.

The information provided on this web page by IFSA Pty Ltd ABN 39 651 319 774 trading as Subaru Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

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Subaru Financial Services

Subaru Financial Services

Why Subaru Financial Services?

Why Subaru Financial Services?

Personalised Pricing

Personalised Pricing

Fixed Rate Consumer Loan

Fixed Rate Consumer Loan

Fixed Rate Chattel Mortgage

Fixed Rate Chattel Mortgage

Guaranteed Future Value

Guaranteed Future Value

Finance Specialists on Demand

Finance Specialists on Demand

Terms and Conditions

Finance Enquiry

Your Contact Details

Finance Details

Enquiry Submitted

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